96% repayment? Achievable!
For decades, smallholder farmers in Africa were considered “too risky” to lend to, but on the ground we are seeing something very different.
In January 2026, we issued our first batch of loans. 46 unbanked farmers received fair, well structured capital at the right time in the season through our pilot with Nyawest Farmer Cooperative in rural Western Kenya. This week, the first repayments started coming in, and so far, 96% of instalments due have already been repaid.
It is still early, but one thing is becoming clear: Smallholder farmers are bankable.
Investment
Collaboration
Partnership